Mobile Devices – Digital Impact Awards Africa | Maximising the Digital Dividend

deejaynick20 October 24, 2025 Mobile Devices, News

HiPipo Champions Inclusive Instant Payment Systems Across Africa

For nearly two decades, HiPipo has been on the frontline of championing digital financial inclusion through its flagship Include Everyone Program. At the 29th Mojaloop Community meeting (MojaCom 29) held in Nairobi, Kenya, the HiPipo team led a critical conversation…

deejaynick20 September 30, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

With 75% Included and Millions Still Waiting, Here’s How We Are Powering Africa’s Inclusive Financial Future

By Innocent Kawooya, NIM In December 2019, I sat on a panel at FinTech Connect in London, hosted by the Gates Foundation and moderated by Kosta Peric. I thank Miller Abel for inviting me. That day, I made a statement…

deejaynick20 September 27, 2025 Awards, Digital Inclusion, Financial Inclusion, Mobile Devices, News

#DIAA2025 Update: Nominees for the Digital Impact Awards Africa are Out!

HiPipo is proud to unveil the nominees for the 2025 Digital Impact Awards Africa (#DIAA2025), following a rigorous review of hundreds of submissions received between 28th July and 22nd September 2025. This year introduces six new categories that reflect the…

deejaynick20 May 24, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Empower Tech is providing Trade Information and GBV support to Women Traders. #40Days40FinTechs Zambia and Malawi edition, Day 40

In Malawi, more than half of cross-border traders lack access to trade information and financial literacy, leading to reduced participation in trade. In addition, Malawi will soon require all cash registers to send sales receipts instantly to tax authorities. According…

deejaynick20 May 22, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

MediPay is utilizing FinTech to provide health insurance for Rural Women. #40Days40FinTechs Zambia and Malawi edition, Day 38

In Zambia and Malawi, many people use out-of-pocket (OOP) payments for their health expenditure because they lack appropriate and affordable health insurance products. This burden often leads to delayed or foregone medical care, exacerbating health disparities and increasing vulnerability to…

deejaynick20 May 19, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Chalo Money is using FinTech to help Farmers access digital market tools. #40Days40FinTechs Zambia and Malawi edition, Day 36

Malawi and Zambia are agriculture-driven countries, with more than half of their populations relying on smallholder farming. However, there is currently no centralized or regulated market control at the Mwami-Mchinji one stop border post, which is the main border point…

deejaynick20 May 19, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

EcoPay using FinTech to solve Zambia’s charcoal problem. #40Days40FinTechs Zambia and Malawi edition, Day 35

Approximately 70% of Zambian households rely on charcoal or firewood for cooking, yet there are some few clean energy solutions in the country. It is this problem that Zambian FinTech EcoPay sought to address during their participation in the 2025…

deejaynick20 May 17, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

SpendSaver using FinTech to help MSMEs to generate automated financial reports. #40Days40FinTechs Zambia and Malawi edition, Day 33

Micro, Small and Medium Enterprises (MSMEs) are the backbone of Africa’s economy, contributing more than 80% of employment and 50% of GDP. However, majority of MSMEs in Sub-Saharan Africa lack proper financial records, making it difficult for them to access…

deejaynick20 May 15, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Save and Remit is helping Saving Groups and Cooperatives digitize. #40Days40FinTechs Zambia and Malawi edition, Day 31

Africa has thousands of women savings and lending groups. Many of these are still informal, cash and paper based thus making them prone to administration mismanagement and funds misuse. It is such ills that Save and Remit services was founded…

deejaynick20 May 13, 2025 Digital Inclusion, Mobile Devices, News, Women In FinTech

Trade Flow Analytics is providing reliable Data to Informal Cross Border Traders. #40Days40FinTechs Zambia and Malawi edition, Day 30

Across Africa, informal cross border traders are irked by different bottlenecks. Among such challenges is lack of access to reliable, real-time trade and market information to support decision making. It is this specific challenge that Trade Flow Analytics is addressing…

deejaynick20 May 12, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

PayChangu is enabling seamless Payments and Collections. #40Days40FinTechs Zambia and Malawi edition, Day 29

Malawi based FinTech, PayChangu is supporting financial inclusion through a digital payment platform that simplifies transactions for businesses and individuals. The PayChangu platform enables merchants to accept payments through mobile money and card payments thus providing customers with flexible payment…

deejaynick20 May 11, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

YendaRide seeks to digitize Bus Ticketing and Fare Payments. #40Days40FinTechs Zambia and Malawi edition, Day 27

Those that have used local buses, and taxis will tell you that most payments are done in cash; with passengers usually paying for a full trip fare regardless of your drop off point. It is such rigidities that YendaRide seeks…

deejaynick20 May 10, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Robust365 is helping MSMEs manage finances and payments. #40Days40FinTechs Zambia and Malawi edition, Day 26

Robust365 is contributing to Zambia’s Digital and Financial Inclusion through empowering micro, small and medium sized enterprises (MSMEs) to take control of their finances, make data driven decisions and achieve their business growth. The tool allows small businesses to manage…

deejaynick20 May 9, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

ValueFin is easing access to Finance and Markets. #40Days40FinTechs Zambia and Malawi edition, Day 25

ValueFin is supporting micro, small and medium sized businesses in Zambia to scale and reach higher heights through connecting them to ready markets, and providing patient credit. This according to Mukuka Bwalya, a Co-Founder and Managing Partner of ValueFin Limited…

deejaynick20 May 1, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Lemon is using Tech to expand Income Streams for Content Creators. #40Days40FinTechs Zambia and Malawi edition, Day 19

Africa has a lot undiscovered and unmonetized content creators. While majority of these are without a doubt very talented, their failure to breakthrough means they can’t earn from their God given talents. It is such content creators that Lemon Zambia…

deejaynick20 April 28, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

iZyane InovSolutions is innovating for last-mile financial inclusion and cross border transactions. #40Days40FinTechs Zambia and Malawi edition, Day 15

For financial inclusion to be achieved, the people at bottom of the pyramid must be give special focus as they are not only the majority but also dearly need to access digital financial services to transform their lives. In Zambia,…

deejaynick20 April 26, 2025 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Kiddies Commute is using Tech to provide safe trips for Children. #40Days40FinTechs Zambia and Malawi edition, Day 13

Managing children’s trips is always a hustle; be it going to school, church, shopping or a party. It is time consuming as parents and guardians struggle to get the right drivers and cars to transport the young ones. In the…

deejaynick20 September 13, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Kawu is digitizing pocket money and supporting students’ financial inclusion. #40Days40FinTechs Season 5, Day 40

Boarding schools’ students always need some upkeep. Commonly know as ‘Pocket Money’, these funds enable them to restock their ‘School Grab’, affordable to buy eats at their canteens, contribute church tithe and pay for some school activities such as sports,…

deejaynick20 September 12, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Eazy Sacco is digitizing Individual and Group Savings. #40Days40FinTechs Season 5, Day 39

A group of Young Ugandans are determined to revolutionize Savings and Investments through a digital platform named Eazy Sacco. According to Ben Okello Mwaka, the Founder and CEO of this platform, Eazy Sacco is a FinTech solution that concentrates on…

deejaynick20 September 11, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Tawaza is using FinTech to serve informal women traders and Youth. #40Days40FinTechs Season 5, Day 38

Informal Women Traders and Youth are some of the most unserved and underserved people in matters digital and finance. For finance particularly, this is so because most Informal Women and Youth don’t have collateral security to use to access credit…

deejaynick20 September 9, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Hamwe is bridging the gap between Farmers and the Digital Economy. #40Days40FinTechs Season 5, Day 36

Interaction between AgriTech and FinTech is key to ensuring that Farmers can benefit more from Agriculture. Well as AgriTech focuses mainly on introducing technology in to agriculture, integration with FinTech (financial technology) moves this a notch higher as it doesn’t…

deejaynick20 September 6, 2024 Digital Inclusion, E-Commerce, Financial Inclusion, Mobile Devices, News

iSOKO is supporting over 80,000 Informal Cross Border Traders. #40Days40FinTechs Initiative Season 5, Day 33

Informal cross border trade is one of the oldest forms of trade across Africa. It employs millions of people majority of them being women and youth. Research carried out by the African Development Bank (AfDB) shows that cross-border trade is…

deejaynick20 September 5, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

SchoolPal is using Tech to support Education, improve School Payments. #40Days40FinTechs Initiative Season 5, Day 32

SchoolPal, an education management system, is committed to using technology to transform education and enhance school life. This is according to its founder and CEO, Shane Senyonga. “At SchoolPal, we deliver Education management solutions from a dashboard we give to…

deejaynick20 September 4, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

aXiom Zorn is using Data to enable Farmers, Rural People access Finances. #40Days40FinTechs Initiative Season 5, Day 31

Farmers and generally people living in rural areas have over the years been the most unserved when it comes to access to financial services. This is particularly because they usually don’t have financial records, credit history and business data to…

deejaynick20 September 3, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Fido is offering digital loans to individuals and businesses. #40Days40FinTechs Initiative Season 5, Day 30

Access to affordable credit is a big pain point for individuals and businesses alike. Majority that need loans don’t qualify to access them through formal institutions due to institutional red tape and absence of requirements such as collateral and guarantors. …

deejaynick20 September 2, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

PayTota is collecting Payments for over 400 businesses. #40Days40FinTechs Initiative Season 5, Day 29

For start-ups, micro, small and medium sized enterprises (MSMEs), proceeds from sales are in many cases immediately injected back in to the operations of the business. Many never have a luxury of having huge capital to keep them running for…

deejaynick20 August 31, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Ticket Yo is using FinTech to digitize Events Tickets. #40Days40FinTechs Initiative Season 5, Day 27

Not a day passes without an event in Uganda. It is either a music, dance and drama show or a themed party, or a sports activity or a professional gathering or cultural gathering, name it. For all these events, there…

deejaynick20 August 30, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Uncle Bob is linking Artisans to ready markets. #40Days40FinTechs Initiative Season 5, Day 26

Uganda is blessed with hundreds of talented and competent Artisans. However, many of these are unable to showcase their skills due to absence of a ready and stable market for their services. While their services are needed by different customers…

deejaynick20 August 29, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

MobiPay is connecting farmers to inputs and ready market. #40Days40FinTechs Initiative Season 5, Day 25

Uganda is an agro based economy. As a result of this, efforts to modernize agriculture and make it much more profitable are always welcome. In the last one decade, several initiatives aimed at transforming agriculture have been rolled out. While…

deejaynick20 August 28, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Flutterwave is helping MSMEs collect payments. #40Days40FinTechs Initiative Season 5, Day 24

Many businesses in Uganda have in the last four years expanded from merely physical businesses to embracing e-commerce as a reliable way of trading. While many businesses have accepted e-commerce, most of them continue to face several hurdles when it…

deejaynick20 August 27, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

clinicPesa is enabling over 1.5 million Ugandans save for Healthcare. #40Days40FinTechs Season 5, Day 23

Though expensive, quality healthcare is a basic need and somewhat a human right! Unfortunately, in low developed countries, quality healthcare is a preserve for the rich and those connected to big organizations that offer health insurance packages. This thus leaves…

deejaynick20 August 26, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

JUMO extends digital loans to over 5 million Ugandans. #40Days40FinTechs Initiative Season 5, Day 22

The hard-economic times mean that every now and then, many people are always seeking for financial assistance. Family and friends are always the most immediate people for seeking for financial help but in circumstances where they too are broke, then…

deejaynick20 August 25, 2024 Digital Inclusion, E-Commerce, Financial Inclusion, Mobile Devices, News

Trillion Looks Store is using E-Commerce and FinTech to connect Artisans to the global market. #40Days40FinTechs Initiative Season 5, Day 21

Uganda is blessed with very many quality Artisans. However, most of these are not earning as much as they would rightfully earn due to market access challenges. This market information gap is what Trillion Looks Store was established to close.…

deejaynick20 August 24, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Village Enterprise is using FinTech to support Poverty Eradication in Africa. #40Days40FinTechs Initiative Season 5, Day 20

About 30 percent of Ugandans were living below the poverty line in 2019/20, a percentage point slightly lower than the 31 percent recorded in 2012/13. The poverty rate used in the World Bank study was based on revisions made to…

deejaynick20 August 23, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

ETG Inputs is making Agriculture more predictable and profitable. #40Days40FinTechs Initiative Season 5, Day 19

Agriculture remains the backbone of Uganda’s economy, but its full potential is still hindered by various challenges. These include underfunding, inaccessible inputs, climate change, limited market information, and failure to modernize. Even with all this happening, there is renewed hope…

deejaynick20 August 22, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Venro Healthcare is utilizing FinTech in democratizing healthcare services #40Days40FinTechs Initiative Season 5, Day 18

Gone are the days when the only way one would access health services was through physically visiting a healthcare facility, seeing a physician, and getting treated. Lately, you can complete the entire hospital process without visiting a healthcare facility thanks…

deejaynick20 August 20, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Zimba Technologies is building financial systems for last-mile Financial Inclusion. #40Days40FinTechs Initiative Season 5, Day 16

Savings and Credit Cooperative Organisations (SACCOs) and Microfinance Institutions are at the heart of last-mile financial institutions as these serve the unserved and underserved. However, many of these continue to depend on paper and cash-based systems that are prone to…

deejaynick20 August 19, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Kuzimba Services is using FinTech to support Construction. #40Days40FinTechs Season 5, Day 15

Construction is a time-consuming and expensive venture. A lot happens from purchasing a plot of land to having house plans drawn, approved and construction done. It becomes more stressful when you have to look for all these services, one by…

deejaynick20 August 18, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Peleyta is using FinTech to bridge the healthcare financing gap. #40Days40FinTechs Season 5, Day 14

Access to quality healthcare continues to be lukewarm in Uganda due to high poverty rates, limited savings, and very low insurance uptake. As a result of this, most Ugandans are always just one medical emergency and hospital admission away from…

deejaynick20 August 17, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Kray Microfinance is saving last-mile Ugandans through affordable digital loans. #40Days40FinTechs Season 5, Day 13

Accessing affordable and available credit is a big obstacle to the growth of micro, small and medium-sized enterprises (MSMEs). Many of them end up relying on loan sharks that charge exorbitant interest. Nonetheless, innovators continue to address these obstacles with…

deejaynick20 August 16, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News, Women In FinTech

LA-NutriFin is using FinTech to offer Nutritional solutions. #40Days40FinTechsSeason 5, Day 12

Nutritionists have repeatedly advised that if we all minded what we eat, we would not need to visit healthcare facilities as regularly as we do. Unfortunately, most people eat to get satisfied and feel good without caring about the nutritional…

deejaynick20 August 15, 2024 Digital Inclusion, E-Commerce, Financial Inclusion, Mobile Devices, News

Belle Beauty is using FinTech to transform Beauty and Ticketing. #40Days40FinTechs Season 5, Day 11

Over 20 women-led and women-dominated teams took part in the 2021 HiPipo Women in FinTech Hackathon. Among these teams was one named Belle Beauty. At the end of the Hackathon, this team came out with a minimum viable product (MVP)…

deejaynick20 August 14, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

RentBeta is easing the payment and collection of Rent. #40Days40FinTechs Season 5, Day 10

Paying and collection of rent is a huge hustle. While most tenants are willing to pay rent, they are unable to pay it timely due to multiple financial pressures and hard economic times. Delayed rent payments in turn affect landlords…

deejaynick20 August 13, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

My Doctor is using telemedicine to democratize healthcare services. #40Days40FinTechs Season 5, Day 9

It is by default that every human being requires healthcare services at some point in their lives. However, many people cannot access quality healthcare services due to affordability, accessibility, and availability issues. As such, quality healthcare continues to be a…

deejaynick20 August 12, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

PesaJet is using FinTech to support Education, Agriculture, and Small-scale Trade. #40Days40FinTechs Season 5 Day 8

All sectors have their unique challenges. For schools, collecting school fees is a huge problem as many parents can’t pay the school fees promptly. For those in Agriculture, mainly smallholder farmers, access to quality input is a huge pain point…

deejaynick20 August 11, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Merchandise Uganda is connecting small businesses to a wide digital market. #40Days40FinTechs Season 5 Day 7

One of the main pain points faced by small businesses in Uganda is the high cost of rent for stalls and business space. The cheap stalls are not marketable while the marketable stalls are out of reach for small businesses.…

deejaynick20 August 10, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Essymart is using FinTech to change fortunes of Eastern Uganda Farmers. #40Days40FinTechs Season 5 Day 6

Uganda is an agro based economy and thus efforts to modernize and transform agriculture are always well received. With more than 60 per cent of Uganda’s work force involved in agriculture, it is always refreshing to engage with stakeholders that…

deejaynick20 August 9, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Cawine Technologies is using FinTech to ease the purchase and delivery of Drinks and Eats. #40Days40FinTechs Season 5 Day 5

In the middle of the COVID-19 pandemic, a lot of bad things happened. Among these were the prolonged lockdowns that made it impossible for people to freely move, meet-up and live life like they best know it. For party goers,…

deejaynick20 August 8, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

MSACCO is digitizing SACCOs and creating Financial Freedom for everyone. #40Days40FinTechs Season 5 Day 4

Savings and Credit Cooperative Societies (SACCOs) are some of the most popular financial institutions serving both the unbanked and underbanked. Unfortunately, because many of these serve the informal sector, they are mainly operated through a cash based, manual approach. But…

deejaynick20 August 6, 2024 Digital Inclusion, Financial Inclusion, Mobile Devices, News

Faras is transforming riding-hailing services. #40Days40FinTechs Season 5 Day 2

Technology continues to change how different businesses are done. Before the twenty-first century, it was unheard of for one to order for a motorbike or car, get picked from their location and be taken to a place of his/her choice.…

Category: Mobile Devices