Francis M Lwanga (Dr.)

Posted on August 12, 2019

Francis M Lwanga (Dr.)


  • Electronic Funds Transfer (EFT)
  • Cheque Image Clearing (CIC)
  • National Financial Switch (NFS)
    Running the National Financial Switch, switching all transactions locally for the
    following channels; ATM, POS and Mobile transactions creating interoperability
    within the payments Industry.

Industry Experience
Francis M Lwanga has 27 years working experience in various Industries including Banking, Finance,
Insurance, Mining, Railways and Business Advisory and Payments Consultancy.
Worked at the following companies;
Chief Executive Officer for Zamlink (eSwitch Zambia) a private owned switch, Managing
Director and Editor in Chief at Times of Zambia the oldest Newspaper in the country owned
by the Government of Zambia, Director Corporate Support Services at National Savings and
Credit Bank, Director Marketing at Zambia Railways Limited, Chief Marketing and Sales
Executive at Ndola Lime Company, Head Key Account and Provider Relations at Liberty
Health Insurance, Channel Development Manager at Zambia National Commercial Bank
(ZANACO) Plc, Computer Systems Security and Infrastructure Manager at ZANACO,
Computer Systems Hardware and Telecommunications Engineer at Zambia Consolidated
Copper Mines (ZCCM), Part time Lecturer and Consultant.


  • Doctor of Business Administration (DBA) – Binary University of Malaysia/University of
  • Master of Business Administration (MBA) – Maastricht School of Management –
  • Bachelor of Arts with Honors in Business Management – BA(Hons) BM – Sunderland
    University – UK
  • Bachelor of Business Administration (BBA)- Cavendish College London UK/Cavendish
  • Postgraduate Diploma in Marketing – Zambia Institute of Marketing (ZIM)
  • Postgraduate Diploma in Financial Management (PGD-FM) – National Institute of Public
  • Higher Technology Engineering Diploma – Industrial Electronics Engineering –
    Copperbelt University
  • Certificate in Computer Programming – Copperbelt University (CBU)
  • Diplomatic Practice, Protocol and Public Relations – Zambia Institute of Diplomatic and
    International Studies