A student article submitted as participation in the 2018 Schools' Financial Inclusion Challenge. #SchoolChallenge #IncludeEveryone #DIAA2018 


KARUNGI DIANA,                               [S.5 ARTS] ,                              LUZIRA SECONDARY SCHOOL.




We are the minors!

We are the minors, ignorant

About money,

All we know is spending

And wasting money.

And we are proud

To be the spenders

We buy what’s trending with our money.

Betting on sports with our money

Don’t care if we lost and it is taken,

And we are proud to be the spenders.

We are the minors


Dear fellow minors, let’s all awake

And rise up from this poverty sleep

That is wondering as “swift as the wind’’

Grabbing and devouring, we the minors

By inserting the attitude

Of spending and wasting

Our finances.


Shh! Who are you to criticize our ways?

We do what we want,

And want what we do!

With our money,

‘’The fruits of our work’’

The harvest of our parents

Why care more?

Yet we care less

We are the minors!


Dear fellow minors, saving is good,

Through saving, we achieve

Our dreams and expectations

In the future.

Saving helps us

To have a financial backup

When unfore seen circumstance

Rise our way.

Investment of our money

Is also’’ great’’

For industrialization, Professionisation, and sensitization.


Ohh! Now we understand

So this is how saving is important,

Relieving us the burden of borrowing from others,

Lowering the level of depending on others

For financial support,

In the future.

And we shall not depend on our husbands

For financial support.

Hmm!  And we shall not depend on our wives

For financial support in the future,

For we shall be financially stable!


Ohh! That’s right! Financial discipline

Is also important through managing,

Investing and banking,

Setup financial goals,

And take up the actions to

Complish these goals.

And this is the key to financial success.



Learn to save before you spend,

And choose to be financially literate,

With ambition, mission and vision.

Come future, we are ready

Come tomorrow, we are ready

To step up with confidence

And receive you with open hands

We are the financially literate minors!



Skilling the minors is also important,

Through clubs like ‘’EDUCATE CLUB’’

To learn new skills for income generation,

Like liquid soap making, candle making,

Craft work making and many, many more

Other skills for income generation.

‘’To make the wallet happy’’

And desist from the ‘’ dependency syndrome’’

On parents and guardians.

Empowering them at the sometime

We are the minors, the future of tomorrow,

The Strength of our nation,

The sun in the dark,

Poverty night

We rise and shine to overcome the poverty.

By saving, Investing, managing,

Skilling and controlling our finances

As financially free literate minors

And we are proud to be

The financially literate minors!


FinTech | RegTech | Financial Inclusion!